PM-VISHWAKARMA YOJANA

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PM VISHWAKARMA YOJANA OVERVIEW:                           

The PM Vishwakarma Yojana is a government scheme introduced by Prime Minister Narendra Modi on 15th August, 2023 during his speech at Red Fort. The scheme is aimed at providing support to small scale business owners with a special focus on traditional talented artisans and craftspeople in our country who are facing major problems like lake of money, which stops them from living better lives despites having their skills. That’s why, Union Cabinet, on 16th August,2023, nodded to implement this scheme in the whole of India. On 17th September, 2023, the Hon’ble Prime Minister Narendra Modi launched the PM Vishwakarma Yojana to support to the traditional artisans and craftspeople working with their hands and elementary tools so that they improve the quality of their products and also integrate them with Micro, Small and Medium Enterprise(MSME) value. The full name of the scheme is PM Vishwakarma Kaushal Samman Yojana. It is also known as PM Vikas Yojana.

The PM Vishwakarma Yojana will train and guide the skilled artisans who need support to improve the quality of their products. The government wants to make the artisans and the craftspeople financially strong as their lives become better than earlier and help them contribute more to our country.

TABLE OF CONTENTS:

1.0      Objectives

  1. Features
    1. Different Trades
    1. Eligibility criteria
    1. Benefits to the society
    1. Budget for the scheme
    1. Official website
    1. Documents required
    1. Different steps to follow for fill up online

2.0 FAQ

PM VISHWAKARMA YOJANA OBJECTIVES:

PM Vishwakarma Yojana was introduced to provide support to the talented traditional  artisans and craftspeople as they can contribute more to our country. The following are the objectives of PM Vishwakarma Yojana:

  • Recognize all the Indian artists and craftspeople as Vishwakarma and providing commercial and other advantages.
  • Modernize the manufacturing equipments and improve efficiency of the artists as the quality of the product increased.
  • Provide easy and low interest loan to the beneficiaries.
  • Train the traditional artists with industry related skills and make them more efficient.
  • To promote finished products and make sure to increase sales via market involvement.

PM VISHWAKARMA YOJANA FEATURES:

There are certain features of PM Vishwakarma Yojana which are depicted below:

  • The Finance Minister Smt. Nirmala Sitharaman introduced PM Vishwakarma Yojana in her budget address 2023-24.
  • This Yojana is designed to create job opportunity to the community and improve their financial situation.
  • Millions of artisans across the country, who make products with their handheld tools will be directly benefitted from this scheme.
  • The scheme will provide training for self-employment and assist traditional artisans in marketing their products.
  • The scheme will be accessible to SC, ST, OBC, Women, Tribal and other marginalized sections of the society.
  • Nearly all workers from the Vishwakarma community will be benefitted of this scheme.
  • The Govt. of India has been set aside an amount of Rs.13,000 crore in the budget to ensure the successful implementation of the scheme.
  • The government will offer financial support to the artisans by giving loans ranging from Rs. 1,00,000 to Rs. 2,00,000 and there is an added bonus of 5% government contribution to these loans.

PM VISHWAKARMA YOJANA TRADES:

Initially 18 traditional trades will cover for the first instance. The trades are mentioned below:

  1. Carpenter (Suthar)
  2. Boat maker
  3. Armourer
  4. Blacksmith (Lohar)
  5. Goldsmith (Sonar)
  6. Hammer and Tool Kit Maker
  7. Locksmith
  8. Potter (Kumhaar)
  9. Sculptor (Moortikar, Stone carver) Stone Breaker
  10. Cobbler(Charmkar) / Shoesmith / Footwear Artisan
  11. Mason (Rajmistri)
  12. Basket/Mat/Broom Maker/Coir Weaver
  13. Doll and amp: Toy Maker (Traditional)
  14. Barber (Naai)
  15. Garland Maker (Malakaar)
  16. Washman (Dhobi)
  17. Tailor (Darzi)
  18. Fishing Net Maker

PM VISHWAKARMA YOJANA ELIGIBILITIES:

There are certain criteria to fulfill the eligibility for the scheme. They are mentioned below.

  • The applicant must be a citizen of India.
  • The applicant must be above 18 years old.
  • The applicant should be engaged in any one of the 18 traditional skill trades covered by the scheme.
  • The benefit will get only one member of a family.

PM VISHWAKARMA YOJANA BENEFITS:

The Scheme envisages provisioning of the following benefits to the artisans and crafts persons:

  • Recognition: The artisans and craftspeople will be recognize through PM Vishwakarma certificate and ID card.
  • Skill Upgradation: A Basic Training will be provided to the artisans and crafts person which is 5-7 days and Advanced Training of 15 days or more, with a stipend of Rs. 500 per day.
  • Toolkit Incentive: At the beginning of Basic Training, a toolkit incentive of upto Rs. 15,000 in the form of e-vouchers.
  • Credit Support: A Collateral free Loan will be provided in two tranches of Rs.1,00,000 and Rs.2,00,000 with tenures of 18 months and 30 months respectively at concessional rate of interest at 5%, with Govt. of India Subvention to the extent of 8%. After completion of Basic Training, the beneficiaries will be eligible to avail for the first tranche of Rs.1,00,000. Then the second loan tranche will be eligible to avail to the beneficiaries who have availed the 1st tranche and maintained a standard loan account and have adopted digital transactions in their business or have undergone Advanced Training.
  • Incentive for Digital Transaction: Upto maximum  100 transactions, an amount of Re. 1 per digital transaction, will be credited monthly to the beneficiary’s account for each digital pay-out or receipt.
  • Marketing Support: Making marketing support to the beneficiaries is an important fact.  Marketing support will be provided to the artisans and craftspeople. The quality certification, branding,  e-commerce platforms such as advertising, publicity and other marketing activities to improve better lives of traditional artisans and craftspeople than earlier ones.

PM VISHWAKARMA YOJANA BUDGET:

The budget is an important aspect of the PM Vishwakarma Yojana. For Skill Development and Empowerment of the traditional artisans and crafts people, the Scheme has been allocated a budget ranging from Rs 13,000 crore for five financial years from 2023-2024 to 2027-2028. The scheme offers a stipend of Rs 500 for skill training per day and Rs 15,000 grant for the purchase of modern tools.

PM VISHWAKARMA YOJANA OFFICIAL WEBSITE:

The official website to access for PM Vishwakarma Yojana is:

https://pmvishwakarma.gov.in

PM VISHWAKARMA YOJANA DOCUMENTS REQUIRED:

Following documents are needed to avail the benefits of PM Vishwakarma yojana.

  • Valid Aadhar card, PAN card and voter card.
  • Domicile certificate
  • Any work related certificate of the 18 traditional trades.
  • A Bank account in the name of applicant.
  • Income certificate
  • Caste certificate
  • Moreover the applicant must have a valid E mail ID, Phone number
  • Colored  passport size photograph

STEPS FOR PM VISHWAKARMA REGISTRATION 2023:

The following are the steps for registration of PM Vishwakarma Yojana 2023.

  • Visit the PM Vishwakarma Yojana Official website i.e. https://pmvishwakarma.gov.in
  • Register using your mobile number and Aadhar card.
  • Verify your mobile number and Aadhar card through OTP authentication.
  • After verification, fill in the PM Vishwakarma Yojana Online Form. Put your Name, Address and Trade related information in the form.
  • Upload the required documents as specified in the scheme.
  • After entering all the requisite fields, Submit the Registration Form.

2.0 FAQ

What is PM Vishwakarma Yojana?

  •  It is a government scheme to support the poor talented artisans and crafts people in their respective trades.

When was PM Vishwakarma Yojana launch?

  • The Vishwakarma Yojana launch was launched on 17th September, 2023.

What is the budget for PM Vishwakarma Yojana?

  • The budget for the scheme is 13,000 crore rupees.

Who can apply for PM Vishwakarma Yojana?

  • An Indian having requisite criteria can apply for the scheme.

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